Charges at a glance
About 5paisa
5paisa Capital Ltd is one of India's first listed discount brokers, promoted by the IIFL Group and trading on the NSE and BSE since 2017. It is registered with SEBI (INZ000010231), is a depository participant with CDSL, and is a member of NSE, BSE and MCX across equity, F&O, currency and commodity segments, serving over 50 lakh customers.
5paisa runs one of the simplest pricing models in Indian discount broking — a flat ₹20 per executed order across every segment, including equity delivery, intraday, F&O, currency and commodity, with no percentage-based alternative. Unlike brokers that offer free equity delivery, 5paisa charges brokerage on delivery trades too, though it remains competitive overall thanks to zero account opening charges, free mutual fund investing, and a dedicated FnO 360 terminal for derivatives traders.
Platforms
5paisa App & Web
Mobile app and web trading platform with real-time market data, charting, IPO applications and mutual fund investing built in.
FnO 360
A dedicated derivatives terminal with 16+ live option greeks, strategy dashboards and one-tap futures rollover for active traders.
Xstream APIs
Free, documented API platform for retail algo trading, alongside the 5paisa EXE desktop terminal and Scalper Terminal.
Regulatory & statutory charges
Besides brokerage, every trade attracts STT/CTT, exchange transaction charges, SEBI charges, GST and stamp duty. These are fixed by the government/exchanges and are the same across brokers.
Calculate the exact charges for any trade upfront using our brokerage calculator.
Equity
| Charge | Equity delivery | Equity intraday | F&O – Futures | F&O – Options |
|---|---|---|---|---|
| Brokerage | Flat ₹20 per executed order | Flat ₹20 per executed order | Flat ₹20 per executed order | Flat ₹20 per executed order |
| STT/CTT | 0.1% on buy & sell | 0.025% on sell side | 0.05% on sell side | 0.15% on sell side (premium); 0.15% of intrinsic value if exercised |
| Transaction charges | NSE 0.00297% / BSE 0.00375% | NSE 0.00297% / BSE 0.00375% | NSE 0.00183% / BSE 0% | NSE 0.03553% / BSE 0.0325% (on premium) |
| SEBI charges | ₹10 / crore | ₹10 / crore | ₹10 / crore | ₹10 / crore |
| Stamp duty | 0.015% (buy side) | 0.003% (buy side) | 0.002% (buy side) | 0.003% (buy side) |
| GST | 18% on (brokerage + SEBI charges + transaction charges) | |||
Currency
| Charge | Currency futures | Currency options |
|---|---|---|
| Brokerage | Flat ₹20 per executed order | Flat ₹20 per executed order |
| Transaction charges | NSE 0.0009% | NSE 0.0009% (on premium) |
| SEBI charges | ₹10 / crore | ₹10 / crore |
| Stamp duty | 0.0001% (buy side) | 0.0001% (buy side) |
| GST | 18% on (brokerage + SEBI charges + transaction charges) | |
Per RBI guidelines, NRI accounts on 5paisa cannot trade the currency derivatives segment.
Commodity
| Charge | Commodity futures | Commodity options |
|---|---|---|
| Brokerage | Flat ₹20 per executed order | Flat ₹20 per executed order |
| STT/CTT | 0.01% on sell side (non-agri) | 0.05% on sell side |
| Transaction charges | MCX 0.0021% / NSE 0.0001% | MCX 0.0418% / NSE 0.001% |
| SEBI charges | Agri ₹1/crore, Non-agri ₹10/crore | ₹10 / crore |
| Stamp duty | 0.002% (buy side) | 0.003% (buy side) |
| GST | 18% on (brokerage + SEBI charges + transaction charges) | |
Mutual funds
- Direct mutual fund investments on 5paisa are ₹0 transaction cost, including SIPs; regular (non-direct) mutual fund orders carry a flat ₹10 per executed order.
- Stamp duty of 0.005% applies on the purchase (buy) side of mutual fund units, as mandated by the government.
- STT of 0.001% applies only on redemption (sell) of equity-oriented mutual fund units.
Charges for account opening
| Type of account | Charges |
|---|---|
| Individual account | free |
| HUF account | free |
| NRI account | ₹200 (charges apply, subject to change) |
Demat AMC (Annual Maintenance Charge)
5paisa charges ₹300/year (billed ₹75/quarter) on the demat account, waived for the first year. BSDA-eligible accounts (holdings under ₹50,000) pay ₹0; accounts holding ₹50,000–₹2 lakh pay ₹8/month, and above ₹2 lakh pay ₹25/month — all plus GST.
Penalties & other charges
Charges that apply only in specific situations — good to know upfront so nothing catches you off guard.
Penalties
Other charges
Pros & cons
What users like
- Simple, predictable flat ₹20 per order across every segment — no percentage-based math needed
- ₹0 account opening charges and free direct mutual fund investing, including SIPs
- FnO 360, a dedicated derivatives terminal with live option greeks and one-tap rollover
- Free Xstream API access for algo traders, plus desktop (5paisa EXE) and Scalper Terminal options
What to watch for
- Charges brokerage on equity delivery too, unlike brokers offering free delivery trades
- ₹300/year demat AMC from year 2, unlike brokers with lifetime-free AMC
- Platform reviews are mixed on app stability and customer support response times
Read what customers say about 5paisa
Overall rating 4.0/5 based on 1 customer reviews — or share your own experience.